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Title
Text copied to clipboard!Lease Credit Manager
Description
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We are looking for a talented Lease Credit Manager to assess and manage credit risks associated with lease agreements. The Lease Credit Manager plays a critical role in evaluating the creditworthiness of companies and individuals to ensure the safety and profitability of leasing contracts. This role involves a wide range of tasks including financial analysis, credit scoring, reviewing contract terms, and monitoring debt collection.
Key responsibilities include evaluating customer credit profiles, setting credit limits, identifying high-risk contracts and proposing mitigation strategies, collaborating with internal sales and legal departments, and developing and improving credit policies. The role also requires coordination with credit bureaus and the use of modern credit assessment tools.
Candidates should have knowledge and experience in credit management within the financial industry. Experience in the leasing industry is highly desirable. Strong analytical, decision-making, and communication skills are essential, along with the ability to handle complex contracts and customer interactions with flexibility.
The Lease Credit Manager is a vital position that helps maintain the financial health of the company by minimizing credit risk, thereby contributing to the company’s growth and stability. We welcome applications from individuals who are responsible and passionate about risk management.
Responsibilities
Text copied to clipboard!- Conduct credit investigations and assessments of customers
- Set and review credit limits
- Identify high-risk contracts and propose countermeasures
- Collaborate with internal sales and legal departments
- Develop and improve credit policies
- Monitor and report on debt collection status
- Coordinate with credit bureaus
- Implement and utilize credit assessment tools
- Review and adjust contract terms
- Prepare regular risk reports
Requirements
Text copied to clipboard!- 3+ years of experience in credit management in the financial industry
- Ability to read and analyze financial statements
- Experience in the leasing industry is a plus
- Strong communication and negotiation skills
- Knowledge and practical experience in risk management
- Familiarity with credit assessment tools and systems
- Ability to work collaboratively in a team
- Problem-solving skills and adaptability
- Business-level proficiency in Japanese (for Japan-based roles)
- Bachelor’s degree or higher (preferably in economics, finance, or accounting)
Potential interview questions
Text copied to clipboard!- Can you share an example of a credit assessment you conducted?
- Do you have experience managing risk in lease agreements?
- How do you determine credit limits?
- Have you handled debt collection processes?
- Tell us about your experience working with credit bureaus.
- What do you consider important when working in a team?
- How have you dealt with high-risk customers?
- Do you have experience using credit assessment tools?
- What financial indicators do you prioritize in analysis?
- Why are you interested in this position?
